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CHINA Construction Bank (CCB) Cheap Jerseys Free Shipping , the country’s second-largest commercial bank by assets, has unveiled a credit loan product for tenants, as the government looks to develop the rental housing market, the People’s Daily reported.
Renters can apply for the mortgage loan to pay their rent and related costs in Shenzhen with a credit line of up to 1 million yuan (US$151,400), the newspaper said.
The bank said the loan is easy to obtain, with a swift one-day approval process Cheap Jerseys From China , and can be repaid within 10 years.
The bank’s Shenzhen branch signed strategic pacts Friday with 11 major property developers, including China Vanke and China Evergrande Group, and 11 companies and public institutions, including Shenzhen-based automaker BYD and EVOC Intelligent Technology, to launch 5,481 long-term rental homes on the Shenzhen market.
All of the homes are new and fully furnished, which future tenants can rent online through the official CCB application.
Li Zhongdong Cheap Jerseys China , deputy general manager of CCB’s Shenzhen branch, told the China Daily that the housing market in China is overdeveloped. “For many people, houses and apartments have deviated from their original function as places for living to serve as investment targets,” Li said. “Previously, sales was the only way for developers and investors to get their money back. As landlords select the best timing to sell their houses, tenants can rarely find high quality houses for long-term rentals, which has become a weak link in the supply-side of the housing market.”
CCB hopes to join hands with real estate developers to explore solutions to this problem by making supply-side reforms through financial measures Cheap Jerseys , he added.
The bank will keep seeking houses for rent through cooperation with more developers, launch more rental-related financial products, and form a subsidiary at the headquarters level to operate rental housing platforms in pilot cities selected by the government.
Chen Zhilie, board chairman of EVOC Intelligent Technology, welcomed CCB’s efforts to encourage stable and long-term rental housing.
“Industrial companies generally saw a hike in operational costs in recent years, which was caused in part by rising housing prices. Through cooperation with CCB, corporate tenants will be able to retain more talents Wholesale NCAA Jerseys ,” Chen said.
The Central Government issued a notice in July, selecting 12 large and medium-sized cities including Shenzhen to accelerate the development of the rental housing market.
To limit housing speculation, China has tightened home purchase restrictions in multiple cities. Under the restrictions, some real estate developers are willing to offer part of their housing inventory for long-term rent to ease capital shortage.
Zhu Haifeng, vice president of Xin Hai Holdings, a Shenzhen-based developer, said: “CCB acquired from our company a right to lease 600 homes and agreed to pay 25 years’ rent at once Wholesale College Jerseys , thus helping us with capital recovery.”
Apart from CCB, several other commercial banks, such as Bank of China and China CITIC Bank, as well as Internet giants such as Alibaba Group and JD Inc., also announced their plan to enter the rental housing market.
China’s rental housing marketing was worth 1.1 trillion yuan in 2016, a Securities Times report said, quoting research findings. The market is expected to be valued at 1.9 trillion yuan in 2025 and more than 4 trillion in 2030.
(Shenzhen Daily-Agencies)
BEIJING Wholesale Jerseys From China , Dec. 31 (Xinhua) -- Chinese President Xi Jinping Sunday delivered a New Year speech, vowing that China would resolutely carry out reform in 2018.
"We will take the opportunity of celebrating the 40th anniversary of the reform and opening-up in 2018 to further carry out reform, as reform and opening-up is the path we must take to make progress in contemporary China and to realize the Chinese dream," Xi said.
He cited a Chinese adage, saying that the Chinese people would "cut paths through mountains, and build bridges across rivers" to move forward on reform.
He extended New Year greetings to all Chinese, and best wishes to friends all over the world.
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"Building a high-rise begins with mounds of soil," Xi said, borrowing an ancient Chinese phrase to urge his fellow Chinese to take a step-by-step approach and work hard to turn the blueprint into a reality.
Xi said that by 2020 all rural residents living below the current poverty line should have been lifted out of poverty. It will be the first time in China's thousands of years of history that extreme poverty is eliminated.
"It is our solemn promise," Xi said. "Only three years are left to 2020. Every one of us must be called to action, do our best, take targeted measures to secure victories one after another."
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Xi said China's great achievement of development was made by the people and for the people, and that among the people's most pressing concerns were education, employment, income, social security, health care, elderly care Cheap NCAA College Jerseys , housing and environmental protection.
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