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>Is Vendor Finance a Good Way to Start a New Business?
Posted by Spconsultancy on April 17th Brett Ritchie Jersey , 2013

If you're in business, you know that financing is hard to obtain. Since the financial downturn that had its origins in late 2007, many entrepreneurs have seen their lines of credit reduced or altogether eliminated. If you're serious about financing a business today, you may need to look for alternative funding sources.

While you probably have applied for and received a few credit cards, those cash advances can be burned quickly. If you have obtained financing from relatives Jake DeBrusk Jersey , this was probably a one-shot deal, and you may not be able to go back for more.

Home equity loans used to be a good place to mine some cash, but you may have tapped out those lines. After you've raided your superannuation, you'll need to get really creative.

Vendor Financing

Vendors can aid in financing a business in two ways. First, they can actually lend you cash. If you have a very successful store and if your purchases are large enough Charlie McAvoy Jersey , your primary vendor may actually assist you with cash if you agree to continue making large purchases from them. Although this scenario does occur, it is unfortunately rare.

The other way vendors can help the process of financing a business is to give you generous credit terms. If you buy $30,000 worth of product and you don't have to pay for it for 45 days, your vendor has just given you a 45 day interest free loan. When the 45 day period is up, pay off the invoice Torey Krug Jersey , buy more product, and you have basically renewed your loan. As long as you continue to do business, you can float that $30,000 indefinitely.

Three Way Cash Flow Forecast

In order to entice your vendors into financing a business, you will need to have a business plan. Even if you have a healthy unit David Krejci Jersey , you'll need to show that your second venture will also show a profit. You also must have a document that includes a three-way cash flow forecast. This portrays your profit and loss, balance sheet and cash flow, and predicts how those items will look in the future.

Any good accounting firm can prepare this for you, but many accountants can take a long time to prepare the statements, and this may cause you to miss out on good financing opportunities. The process can also be expensive Danton Heinen Jersey , and the cost may be prohibitive for a small or new business.

Our Company

We are set up to provide you with quick three way cash flow forecasts and business planning in Australia. We have over 20 years of experience in this area, and we are designed to move quickly and efficiently. We also have inside banking connections, and we'll be able to help you with vendor and possibly even bank financing. Best of all, our rates are amazingly reasonable.

You know you need to be creative if you're financing or expanding a business. We can help you with the preliminary paperwork so the entire financing process can move forward quickly and satisfactorily. Contact us for an obligation-free discussion about how we can help you.

About The Author
Kamal is the Director of Strategy Plus Consultancy, based in Gold Coast Australia. Kamal's strong commercial finance background allows him to provide expert analysis of financial data Jaroslav Halak Jersey , and implement cost-effective and efficient changes to help businesses improve profitability and revenue as they decrease business complexity and costs.

Follow our blogs on www.strategyplusconsultancy.au and 'like' us on Facebook

What to Look For When Hiring VIP Services in Ibiza

Posted by Ibizaloyale on March 10th, 2015

Ibiza is a great place to visit if you are looking to have a good time. Your visit to Ibiza can be easier and more convenient with the help of a VIP service. There are many companies claiming to offer the best VIP service in Ibiza, but not all can deliver a wide range of services and high-quality customer service. Use these tips to make sure that you can hire the right VIP service in Ibiza.

• Hire a reputable company – Make sure that the VIP service provider is established and locally known in the UK. One of the best companies offering VIP holiday services in Ibiza has been around since 2005.

• Go after the services – The best company will provide a full range of services that range from private jets to luxury transfers, private chefs, and security. Also exclusive restaurants and night club reservations and everything else in between.

• Look for accommodation in Ibiza – There are VIP services that can help you rent super luxury villas in Ibiza Zdeno Chara Jersey , too. This way, you have the option to stay in your very own residence if you want a more exclusive holiday in Ibiza.

• Are you a party lover? Look for VIP clubbing – Ibiza is famous for its exciting and wild party and nightlife, and you can experience the best with VIP clubbing. Get into the most exclusive clubs in Ibiza without any problems.

• Secure transfers – The best VIP services can provide personal and discreet VIP transfers for discerning holidaymakers. Check the reputation of the VIP service and make sure that celebrities, dignitaries, and other VIPs have used them before and were satisfied with their performance. Consider looking for third-party and unbiased feedback about the VIP service provider online.

• Flexible services – Consider a VIP service that can be flexible to handle sudden changes in your schedule or travel itinerary.

• Shopping services –Shopping in Ibiza is great John Moore Jersey , but if you are busy or you prefer to relax in the comfort of your villa, there are VIP services that can do the shopping for you. Look for a VIP service that can do your grocery shopping.

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